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The image you see here is a symbolic representation of the multi-faceted journey we all embark on in life. Each segment of this striking visage represents a different aspect of our inner world, beautifully interwoven to form the unique individuals we are. 

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Over the past few days, as I visited an HBCU, I was reminded of the tens of thousands of young, educated Black students working hard toward their futures. These students, like many of us, have been exposed to the very worst aspects of our society—from the way the Obamas were treated to the rise of the Trump administration, and even now with the Biden administration. The MAGA movement has unleashed waves of division and hatred that seem unfathomable, yet here we are, with nearly half of America still supporting that toxic mindset.


In talking with some of these young minds, I felt the need to share something important: there is no need to hate white people. That statement earned me a few surprised looks. But here's the truth: the racism many white people have bought into is a lie. Deep down, they know it. On some level, they are aware that their superiority is built on fiction, not fact.

With the downfall of Trump and the rise of leaders like Kamala Harris, white people are being forced to see themselves for who they really are.  


Kamala and Trump (and his MAGA followers) now mirrors reflecting their white America’s own weaknesses, while Black leaders (and black college students) reflecting that there is no inherent superiority. As a result, white America is reckoning with the harsh reality that they are not better than anyone. This mirror has exposed not just their illusions about race but also the struggles they face in their own lives.


The fact is, many white people are far from privileged. Most white people struggle financially, many have broken marriages, and addiction to drugs or alcohol is rampant. A significant number of white families rely on family social services (welfare), Medicare (welfare), or Social Security (welfare) to get by. So when some of them claim they are no longer privileged, they are right—they aren’t.


There was a time when they had a significant societal advantage, but somewhere along the line, they squandered it. Whether through their own actions or those of their ancestors, that lead is gone.


When they chant about "making America great again," the real question becomes: When exactly was it great for you? The reality is, it never was—at least not in the way they imagined. The comfort they found wasn't in genuine greatness but in the myth of superiority, a false belief that provided emotional relief.


Now, they are being forced to face that fiction, and the loss of that false sense of superiority is a painful reckoning. But it's one we all need to face together, to move forward as a society where no one stands above another based on race, and where privilege is no longer built on the backs of falsehoods.


Life Application: 


Take a moment to examine your own perceptions of privilege, race, and societal structure. Have you ever believed in or felt impacted by the idea that one race holds more inherent value than another? Consider how these beliefs may shape the way you view others and, more importantly, how you view yourself. True strength lies in unity and mutual respect, not in the false narratives that divide us.


Self-Assessment Questions:

  1. Have you ever found yourself influenced by societal myths about race or privilege?

  2. In what ways do you see those myths reflected in the world around you?

  3. How do you respond when faced with ideas or beliefs that challenge long-held perceptions?

  4. What steps can you take to build a mindset that values equality and truth over fiction?

  5. When you consider the future of America, what kind of society do you want to contribute to?

One of my biggest frustrations is watching people struggle through issues in their lives, knowing they want to change, but feeling powerless to do so. Whether it’s losing weight, reaching a goal, or simply making life better, it hurts to see them stuck. They want something different, yet the change eludes them.


Recently, I had a conversation with a gentleman trying to lose weight. His goal was to return to the weight he was in his younger days, back when he was in the Navy. A couple of months ago, I was impressed to see him making efforts—he was drinking beet juice and genuinely trying something new. But a few weeks later, I noticed he seemed to be gaining weight instead of losing it.


When we spoke again, he admitted he had given up. He told me he didn’t have the discipline, and he attributed my success to my discipline. That’s when I told him the truth—I don’t have as much discipline as he thinks.


You see, when I was younger, I was that guy who smoked the most, drank the most, and partied the hardest. I was reckless with my life. At 28, I gave all of that up, not because I suddenly found immense discipline, but because I decided that wasn’t going to be my life anymore. And I stuck with it. Now, as I approach 66 years old, I’ve maintained that choice for decades.


Here’s the thing: Discipline is when you really want to do something but choose not to, despite overwhelming temptation. It’s a battle. But when you reach a point where you decide that something is no longer part of your life, it’s not discipline anymore. It’s just your new reality. Is it discipline to brush your teeth every morning? Is it discipline to take a shower? No. That’s just who you are and what you do.


This is my message: Anything in life is accomplishable when you determine, "This is who I am now." Many people try to lose weight, for example, by thinking, "For the next 30 or 60 days, I’ll avoid this or that until I reach my goal weight." But that mindset often leads to failure. You’re already setting a finish line for change.


The key is to decide that from now on, this is your new life. You no longer eat certain foods, drink certain things, or live a sedentary life. You work out every day, not as a chore, but because it’s who you are now.


I truly believe I could be a coach—the kind who helps you find your own way. But what I can tell you with certainty is this: If you simply adopt the mindset that “this is my new life,” then everything becomes possible. Between the ages of 50 and 60, I earned my associate degree, my bachelor's degree, and my MBA. At 63, I became a certified scuba diver. I did many other things people associate with discipline, but in reality, I just made a choice. I changed my life.


At 65 years old, I still do cardio every day and eat healthy. It’s not about discipline. It’s just who I am. I shared this with a woman struggling with her health, and she told me that my routine sounded boring. My response? “What’s the alternative?” I believe she would be much happier if she simply made the decision to change her life, instead of fighting temptation over and over again.


When you decide something is no longer a part of your life, you don’t have to suffer through temptation anymore. And if you ever do indulge, you’ll find that it’s unsatisfying. The craving won’t return nearly as often. Why? Because it’s not who you are anymore.


Life Application:

If you’re facing a challenge, whether it’s with health, career, or personal growth, consider shifting your perspective. Stop viewing the change as a temporary fix or something to endure for a little while. Instead, see it as a new chapter in your life. This is who you are now. Your new identity is stronger than the fleeting temptations and struggles you face. Once you commit to that, everything else becomes easier.


Self-Assessment Questions:

  1. What areas of my life am I struggling to change, and why do I think they are so difficult?

  2. Am I approaching these changes with a temporary mindset, or am I willing to make them a permanent part of my life?

  3. What would my life look like if I fully embraced this new identity and stopped seeing change as a battle of discipline?

  4. How can I begin to implement small shifts today that align with the person I truly want to become?

Have you prepared for your funeral arrangements? Preparing for your demise? I saw an advertisement recently offering coverage for funeral expenses for a few thousand dollars. I reacted, "Nah, I'm not focusing on that right now." It's not about denial of mortality but rather prioritizing my focus on being alive and ensuring my future is secure. I believe in preparing for the future, but not necessarily in the way some might suggest.


Prioritizing the Present and Future

By focusing on my future and how I will fare later in life, I am taking control. It's essential to take care of our future correctly. If we live well now, we can ensure that there will be sufficient resources to handle any arrangements needed when the time comes. This is the kind of preparation we often neglect. It's not about fearing death but about securing a quality life as we age.


Living a Healthy Life

I'm turning 66 this year and feel pretty good and healthy. I eat right, exercise, and generally do the right things. When I see images of people in their 80s, 90s, and even 100s, I wonder if that will be me someday. I think I'll be the exception, but we all age. It's crucial to ensure that we are well taken care of as we get older. These preparations must be addressed before we reach that age.


Learning from Experience

Sharing some financial strategies with my daughter recently, I realized the value of learning from experience. I understand young people's challenges because I didn't see them at their age. I bummed across the country with friends, lived in the moment, and saw amazing things. But I never thought about documenting those experiences for the future. We weren't carrying smartphones back then, and I didn't realize the importance of preserving memories.


The Value of Time

Time is more valuable than money. We create money through time, and we can buy time with cash. For example, I took a bus trip with my son to Huntsville, Alabama. I thought it would be a great bonding experience, but he was miserable. The lesson is that we often spend money to save time, but sacrificing time now can create money for the future. Investing time wisely is crucial.


Investing in the Future

Sacrificing today for a better tomorrow is essential, especially when it comes to personal finance. For instance, when I worked at NCR, the company offered to pay for my education, but I didn't take full advantage. Later, when I lost my job, I realized I would have been more marketable with a degree. This missed opportunity taught me the importance of investing time in education and preparation. It's about making smart financial decisions now, even if it means giving up some immediate pleasures, to secure a better financial future.


Personal Investments

Our most significant investment is ourselves. I've spent 30 years with the post office, maintaining my health through walking and eating right. I continue to invest in my 401k, IRA, and personal investments. This ongoing commitment to personal investments gives me a sense of security. Maintaining our health is vital, allowing us to generate revenue and sustain other investments.


The Joy of Working

People often ask when I'll retire. I see no reason to stop working if I'm still healthy and enjoying it. Retirement should come when we can no longer do the job, not just because we've reached a certain age. Continuing to work allows us to keep contributing to our investments and maintain a productive life.


Life Application

Reflect on how you spend your time and money. Are you investing in your future health and financial stability? Consider making small sacrifices now to ensure a better quality of life later. Invest in yourself by maintaining your health and continuously seeking opportunities for growth and financial security.


Self-Assessment Questions

  1. Do my actions and attitudes contribute positively or negatively to my future?

  2. Am I making investments in my health and financial stability?

  3. How can I prioritize my time and resources for long-term benefits?

  4. Am I allowing short-term pleasures to overshadow my long-term goals?

  5. What steps can I take today to ensure a secure and healthy future?

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